The type of car you drive makes a huge difference when you purchase auto insurance. The more expensive your vehicle is, the more you can expect to pay to insure it. The reason rates are higher for more expensive cars has more to do with the cost to repair or replace the vehicle than the driving history or demographic information of the owner. If you are in the market for a new car and want to get cheap insurance in Las Vegas NV, choose one of the models these makes and models.
You don’t have to drive a family car to get low insurance rates. The Jeep Wrangler Sport is one of least expensive automobiles to insure. The likely reason that you will pay less for insurance when you drive a Jeep Wrangler is because they don’t cost much to repair. When you own a Wrangler, you’ll have more money for gas because your insurance premiums are likely to be a lot lower than drivers of other sporty vehicles. Other Jeeps on Insure.com’s list include the Patriot, Compass and Grand Cherokee.
It may come as no surprise that minivans and crossover vehicles are on the list of the least expensive cars to insure. These automobiles are typically driven by parents, who tend to be safer drivers because they have their children in tow most of the time. Parents of young children pay close attention to the road in an effort to keep their children safe. In turn, they are in fewer accidents and file fewer claims than those who drive other kinds of vehicles. Among the vehicles that will result in cheap insurance in Las Vegas, NV are the Honda’s CRV and Odyssey, the Chrysler Town & Country and the Dodge Journey.
Many of the factors that go into calculating insurance rates are out of drivers’ control. For example, traffic patterns and instances of auto theft in an area are used to determine insurance premiums. What you do have control over, though, is the kind of vehicle you drive. If you want to save money on your premiums without drastically increasing your deductible or decreasing your coverage limits, buy a minivan, SUV or crossover that is cheaper to insure.
