Motorcycles bring a great deal of excitement to its owners. After all, they’re fun; they’re cool and an inexpensive way to get around town. But there’s no denying a wreck in one can be devastating. For this reason motorcycle insurance in imperative. To save a bit of money on the Motorcycle insurance in Wichita KS, consider the following tips before signing up for a policy.
TRAINING SAVES LIVES AND MONEY
While it’s highly recommended that riders take a training class for safety’s sake, it can also save consumers a bit of cash as well. While you typically can’t utilize the discount every year, it’s a good idea to do it once every 3-5 years. It’s also a money-saving option for new drivers or those who’ve recently been in a wreck.
MONEY OFF FOR GOOD BEHAVIOR
If you’re accident-free, have few or no tickets, and have been with the same insurance agent for a long period of time, you may be entitled to extra discounts, but it’s up to you to ask for them. Be aware of exactly what’s on your driving record and when previous accidents or tickets may drop off. And while you should always shop around for better rates, often sticking with the same company can be a plus, if you ask for the discounts or threaten to leave.
CORRECT COVERAGE
It’s not smart to go with a large blanket policy for your motorcycle, especially if you’re not a frequent rider. Make sure your agent knows if you only take the bike out once or twice a month for a cruise. This could impact the rates you pay. Additionally, for those who store their bikes in the winter, ask about a stored-up policy which will take you down to only a basic coverage while the bike is stored, then go back up to regular rates come spring.
Motorcycle insurance in Wichita KS doesn’t have to break the bank, but often times, it’s up to you to initiate the discounts. Don’t be complacent, assuming you’re receiving the cheapest rates. Check up on it at least once a year and give Andy Woodward Insurance a call for comprehensive quote.
