Worker’s compensation is designed for workers who are injured while working. The injuries are the result of the working environment and not simple negligence on the part of the employee or an injury caused at work but not work-related. When an employee is injured at work due to a work-related task, they may qualify for worker’s compensation through their employer. Worker’s compensation is provided through one’s employer but mandated by the government. It is in place to help an employee who is injured and unable to work. In most instances, it provides a monetary benefit to the employee on either a short-term or long-term basis. However some employers provide additional non-monetary benefits, such as insurance.
Worker’s compensation in St. Louis, MO helps protect the employee from losing income because of an injury not due to their own negligence. Employers should ensure their workers have a safe environment to work in, but unfortunately accidents can happen. Most employers will willingly pay their employee for injuries sustained after the employee presents a detailed description, along with a doctor’s report, regarding how the injury took place and the extent of the injuries. Yet, there are many who will refuse to pay. A worker’s compensation attorney can help you get the money you deserve. Determining how worker’s compensation in St. Louis, MO is calculated can be difficult depending on hours and pay. Here’s a few pointers.
If your doctor says you are not able to work for 8 weeks, you will calculate 8 weeks worth of wages. However if your hours or pay varies, the average number of hours you work or are paid will be the determining factor. Once this has been decided, calculate sixty-six percent or two-thirds of your pay. This is how much you will be eligible for temporary disability benefits. For permanent benefits, multiple the amount of weeks by either $200 to $250. If you are eligible for permanent total disability benefits, you will receive this for the remainder of your life. In order to receive permanent disability benefits, you must prove to your employer from doctor’s reports that you are no longer able to work.
