When you are shopping for auto insurance, you might think it’s as easy as going to a few websites, plugging in some numbers and finding the lowest quote for a policy. But that’s simply not true. Many car owners make this mistake and they end up paying for it later. Here are some mistakes you can make when shopping for auto insurance in Milford that can be avoided with help from the agents at Hannigan Insurance & Financial Services Inc.
Getting Minimal Coverage
Many drivers think that they should just get the minimal coverage required by their state’s law and be done with buying insurance. But this is a big mistake because the minimal requirements often aren’t enough to cover the damages and medical bills that are the result of many accidents and collisions. And if your insurance policy isn’t enough to cover it, your assets could be at risk to help pay for the costs over and above your coverage. You should discuss your options with a professional at Harrigan Insurance & Financial Services Inc. to see what you can afford and determine the best amount of coverage for your specific situation.
Not Using a Reputable Company
When it comes to auto insurance, finding a policy with a reputable company is essential for many reasons. For one thing, you want a company that’s going to be in business for many years so you know they will be there when you want to file a claim. But you also want to find a reputable company for your own peace of mind. When you work with Harrigan Insurance & Financial Services, Inc., you can expect to find a policy with a company that has a great reputation. We work for you to get the best deal from companies that have been serving clients for many years.
Not Knowing Your Policy Details
One of the biggest mistakes that people make when buying auto insurance in Milford is that they don’t really know what they are buying. They simply give their policy a glance and then sign at the bottom line. But that could mean that you are in for a surprise when it comes time to make a claim on your insurance. You shouldn’t wait until you need your insurance until you figure out what’s in your policy. Have you agent explain it to you before you sign it. You’ll feel better about the product you are purchasing and you won’t have any surprises when you have to make a claim.
The qualified experts at Harrigan Insurance & Financial Services Inc. will work to find you the best auto insurance policy available. We can help you through the process as we scour rates and policies from dozens of companies. Find out more about what we can do for you by going to our website at harriganinsurancect.com.