If you have been struggling to stay on top of your finances, it may be time to handle things a little differently. Set up an appointment with the Lamey Law Firm P.A. today. After all, filing a bankruptcy is the easiest way to get your finances back on track and hopefully start over.
If you have a lot of possessions and you don’t want to worry about losing them, you may consider filing a Chapter 13. Basically, this is a bankruptcy where you will repay your debts. The benefit of this type of bankruptcy is that you will only pay back a portion of your debt. This means that you will still be able to keep your things. For example, you can file a bankruptcy on your car and you will still be able to keep it. Of course, if you default on your bankruptcy payments, your car can be repossessed.
Many people will testify that because they filed a bankruptcy, the amount of money that they had to pay was much less than all of their bills combined together. For instance, you could file a Chapter 13 bankruptcy on medical bills, credit cards, and even your car. After your bankruptcy was filed, your payment could very well be close to the same amount that you were paying for your car payment. Set up an appointment with a Chapter 13 bankruptcy in St. Paul, MN lawyer today. He will sit down with you and look over your debt. This will give him the opportunity to decide whether or not you are a good candidate for a Chapter 13 bankruptcy. Hopefully, everything will fall into place and you can file the papers right away. The last thing that you want to worry about is dealing with creditors who are constantly hounding you for money that you don’t have.
Many people give bankruptcy a bad name. The reason they do this is because they are unaware of how it can benefit them. Sit down with a bankruptcy lawyer today and talk with him about your finances. He will contact your creditors on your behalf and let them know that you have filed a bankruptcy and they need to back off.