If you own a car in Pasadena, you know that the cost of insuring your vehicle can be a major expense. However, there are a few small investments you can make that will result in big savings over time on the cost of your Auto Insurance in Pasadena, TX. If you’re interested in getting a better insurance quote, keep reading to learn how you can spend a little bit of money now to save a lot in the future, and talk to the professionals at Larry Gates Insurance Agency for affordable quotes and more ways to save.
Enroll in a Defensive Driving Course
A defensive driving course is a one-time expense that can save you money on your insurance rates for years to come. According to the Department of Motor Vehicles, drivers who successfully complete one of these courses can expect to save at least 10% on the cost of their insurance. These courses are typically inexpensive, and depending on your insurance company, you may be able to receive a discounted rate on the cost of the class. To find a course near you, speak to your local chapter of the Department of Public Safety.
Install an Anti-Theft Device
Outfitting your vehicle with an anti-theft device makes you a low-risk customer to most insurance agencies, and you’ll be rewarded with cheaper Auto Insurance in Pasadena, TX. High-tech security devices can be a bit pricey, but the more you’re willing to invest the greater the potential savings, so it can really pay off to purchase the best system you can afford. In fact, according to experts, installing an anti-theft device and a passive recovery tracking system can cut your insurance costs by up to 30% with some insurers.
Join a Club
Joining an automobile club like AAA is a small investment that can lead to big savings. According to the Department of Motor Vehicles, clubs like these typically offer members discounts of around 10% on their insurance costs. Yearly club memberships are usually less than $50 annually, so the cost is more than offset by the insurance savings you’ll receive over the year. Plus, you’ll receive other benefits like free roadside assistance, car rental discounts and discounted towing services.
Car insurance can be expensive, but making a few small investments can help you to significantly cut your costs. The savings strategies above should be able to make your insurance premium a little more palatable.